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RealTime Package Underwriter – Houston

Job description

Position Summary We are seeking a motivated and detail-oriented Package Underwriter to join our “RealTime” team. The ideal candidate will assess risks, determine eligibility, and underwrite package policies that are within the guidelines for the division. This role requires a combination of strong analytical skills, time management, market knowledge, and a customer-centric approach to deliver exceptional service and maintain underwriting profitability.
About “RealTime”“RealTime” is a cutting-edge small commercial insurance platform designed to provide instant, bindable quotes to retail agents. We leverage technology and 3rd party data to deliver fast, accurate underwriting decisions.
Key Responsibilities

  • Risk Assessment: Evaluate small commercial package risks referred out of the RealTime system, including property, liability, and other coverages, using established underwriting guidelines and tools.
  • Relationship Management: Build and maintain strong relationships with retail agents, and other distribution partners to promote the “RealTime” product.
  • Inspection Reviews: Determine appropriate underwriting action needed as a result of mandatory recommendations or immediate action needed on inspection results.

Qualifications

  • Education: Bachelor’s degree in business, finance, risk management, or a related field (or equivalent experience) preferred.
  • Experience:
    • 2+ years of commercial insurance underwriting experience, preferably with small business packages.
    • Familiarity with technology-driven underwriting platforms is a plus.

Skills:

  • Strong analytical and decision-making skills.
  • Excellent interpersonal skills.
  • Time management skills and ability to work efficiently.
  • Proficient in Microsoft Office Suite and underwriting systems.
  • Customer-focused mindset with the ability to manage multiple priorities.
  • Ability to effectively interact with all levels of internal and external business partners.

Why Join Us?

  • Career growth opportunities in a rapidly growing division of our business.
  • Performance incentives based on profitable results.
  • Opportunity to work on a dynamic, innovative product tailored to leading.
  • Collaborative, supportive team culture.

For this position, the salary will be based on an assessment of a variety of factors including the

knowledge, skills, and abilities of the successful candidate. The position is eligible to participate in

the company bonus plan, including profit sharing. In addition, the company offers a comprehensive and

competitive benefits package which includes medical, dental and vision insurance, life and disability

insurance, a 401(k)-retirement plan and time off, including vacation and sick time.

 

CrossCover Insurance is an Equal Opportunity Employer and is committed to attracting, developing, and

retaining a diverse workforce.

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