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Small Commercial E&S Property

Get a RealTime, bindable quote in seconds.

CAT & Non-CAT

Up to $5M TIV

No Acord Forms

No Supplemental Apps

Direct to Retail Agents

* limited appointments available

RealTime was designed specifically for retail agents to efficiently quote and bind small commercial E&S business. Everything is rated online, eliminating the need for Acord forms or supplemental applications.

We manage surplus lines taxes and fees, so working with us is as straightforward as dealing with an admitted market, but with an E&S focus.

What sets us apart is the fact that we aren’t a wholesale broker, but rather the underwriters your agency has direct access to. Typically, agents have equal access to the same E&S markets, with no differences in placement solutions for their insureds. That is, until now…

Target Occupancies

  • Lessors Risk
  • Warehousing
  • Vacant Property
  • Habitational
  • Gas Stations / C-Stores
  • Machine Shops

… and many more

Product Highlights

  • All-Risk Special Form, including theft
  • RCV / ALS
  • No Coinsurance
  • Equipment Breakdown Coverage
  • Ordinance & Law Coverage