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Target & Distribution

Our team targets wholesale E&S business across the nation as an alternative to most MGUs who focus on CAT risks along the coasts. Our comprehensive field and underwriting experience allows us to select E&S accounts based on our unique understanding of hazards. Our Guardian policy provides fair yet strong terms and conditions. We seek clear and adequate coverage for those we insure and mutual long-term profitability, while avoiding uncertain or volatile risks and occupancy classes.

We achieve portfolio diversity and geographical spread through our broker partners by:

Limited Wholesale Broker Appointments by Teams, Not Branches


Appointing Select Brokers

Based on occupancy-class specialists, territory specific

Real-Time Broker Management System

We monitor submission and quote hit ratios, territories, CAT vs. non-CAT accounts, and classes of business