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CrossCover targets wholesale E&S business across the nation as an alternative to most MGUs who focus on CAT risks along the coasts. Our comprehensive field and underwriting experience allows us to select E&S accounts based on a deep understanding of the unique hazards. Our Guardian policy provides fair yet strong terms and conditions. We seek clear and adequate coverage for those we insure and mutual long-term profitability, while avoiding uncertain or volatile risks and occupancy classes.

CrossCover achieves portfolio diversity and geographical spread through our broker partners by:

Limited Broker Appointments


Appointing Select Brokers

Based on occupancy-class specialists, territory specific

Real-Time Broker Management System

We monitor submission and quote hit ratios, territories, CAT vs. non-CAT accounts, and classes of business